Who it’s for
Friends, partners, housemates, and trip crews who split costs and want clear balances without giving a product custody of their money.
Live
SettleDrop
SettleDrop is Core Trail Labs’ iOS and Android app for shared expenses. It clarifies who owes whom across trips, housemates, and group events — while deliberately never holding or moving money. Settlement stays between people; SettleDrop keeps the balances honest.
Shared expenses without holding money
The problem
Shared spending usually lives in chat math, screenshots, and half-updated spreadsheets. Someone becomes the unofficial banker. Payment apps move money but do not keep a fair ongoing picture of who owes whom across a whole trip or household.
How SettleDrop approaches it
SettleDrop focuses on transparent balances and settlement intent. It is not a wallet, not a payment rail, and not a place for funds to sit. The product job is clarity: track expenses fairly, show what is owed, and leave the actual transfer to whatever channel people already trust.
What you get
What SettleDrop delivers
Concrete outcomes — not a feature dump.
- Clear balances across trips, housemates, and shared events.
- Designed so money never sits inside SettleDrop.
- Settlement intent without becoming a payment processor.
- Less “who paid what?” archaeology in group chats.
- Live on the App Store and Google Play.
Product site: settledrop.com
Who it’s for
Groups that share costs, not custody
SettleDrop is for people who already trust each other enough to settle directly — they just need a clearer ledger than a chat thread.
- Trip crews splitting hotels, meals, and transport.
- Housemates tracking recurring shared costs.
- Friends running events where many people pay in turns.
Product boundary
Clarity without holding funds
The hard line is intentional: SettleDrop does not hold or move money. That keeps the product focused on fair tracking and reduces the trust surface that comes with custody.
- Balances and settlement intent stay visible.
- Actual payments happen outside SettleDrop.
- No wallet balance to reconcile against real life later.
Where it lives
Live on iOS and Android
SettleDrop is a live app. Download it from the App Store or Google Play, or open settledrop.com. The non-custody principle stays fixed: it calculates balances and records a payment made elsewhere.
- Available now on iOS and Android.
- Groups, manual expenses, and basic splits stay on the free plan.
- Company principles apply: clarity, privacy, and operational honesty.
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